Discover how to make your retirement years as rewarding as your teaching years with Teacher Prep!
By Teachers, For Teachers
When Should Teachers Start Planning For Retirement?
At Teacher Prep, we encourage you to start working on your retirement plan as early as you can. But even if you are within two years of retirement and haven’t worked with an advisor previously, there may be solutions to help you retire and stay retired with enough money to last.
1 – 10 Years of Service
We help new teachers plan for their futures, including interim goals as well as retirement.
11 – 20 Years of Service
In the middle of your career, it’s time to get serious about many aspects of your life and future.
21 – 30+ Years of Service
Consider this your “final exam” as a teacher when it comes to your own retirement. We can help.
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Independent, Fiduciary Advice
As an independent, fiduciary firm, we aren’t obligated to a home office or stuck with a limited list of products or solutions. We have access to a universe of financial instruments from dozens of institutions that we can utilize to help you. And besides the SEC and financial regulatory agencies, you are the only one we answer to. Teacher Prep is organized as a fee-based firm with a legal fiduciary duty to our clients which means we must do what is in your best interests at all times, even if it doesn’t benefit us at all. And that’s the way we like it. Teachers are an incredibly important part of American society, and you are our focus.
Serving Teachers In Virginia, New York, Maryland, and Beyond.
Got questions? We’ve got answers. Take a look through these common questions, or feel free to send us a message for personalized assistance — we’re here to help!
Services at Teacher Prep
As a highly-educated professional, of course you could do your own retirement planning. But at Teacher Prep, we’ve got the experience on both the teacher side as well as the financial side that you can rely on throughout the years to help you get to retirement, quit teaching, and stay retired. We are passionate about helping teachers and we work hard to optimize your benefits, plan for lasting retirement income from multiple sources, and mitigate retirement risks including longevity, rising health care costs, taxation, market risk, critical illness risk, and many more. Each teacher is unique and your retirement plan is tailored specifically to you and your lifestyle goals. Here are some of the services we provide as part of your custom retirement plan.
Estate Conservation Strategies
Critical Illness Planning
Tax Return Preparation
Retirement Income Planning
Social Security Planning
Insurance Solutions
Pension Planning
403(b) Planning
Annuities
Tax Planning
Investments / Investing
Benefits Consulting
Resources, Tools & Information
We aim to provide you not just helpful financial advice, but knowledge regarding the markets. Our resource library contains articles & videos about critical financial concepts, tips to help you understand important retirement issues, and news that can help you stay up-to-date on legislation and economic trends.
Contact Us
Even if you contribute up to your match, will your 403(b), plus your pension and your Social Security be enough to live on and get you through the 20 to 40 years you may live in retirement? Contact us to discuss your personal situation. There is no obligation, consultations are complimentary, and you owe it to yourself to learn about your options!
1650 Sycamore Ave., Ste 23 • Bohemia, NY 11716
(631) 750-6499
© 2026 Teacher Prep. All rights reserved. This website and information are provided for guidance and information purposes only. Teacher Prep, Inc. (“Teacher Prep”) is an income tax preparation service provider. Teacher Prep also provides services related to the preparation of retirement materials for individuals that are employed by state and local school systems and are preparing for the retirement process. Teacher Prep is an affiliate of Federal Prep Advisors, Inc., Federal Prep, Inc., and Rainmaker Alliance LLC. Investment advisory services offered through Federal Prep Advisors, Inc., an investment adviser located in Bohemia, NY and registered with the U.S. Securities and Exchange Commission. Insurance products and services offered through Federal Prep, Inc. or Rainmaker Alliance LLC, as applicable. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy. This website and information are not intended to provide investment, tax, or legal advice.
